If you are like many success business that have grown rapidly over the last few years, it is likely that you’ll have a range of business loans and commercial mortgages all with different terms and rates.

Our debt consolidation service takes all these loans and bundles them into the one finance and credit line.  The advantages of debt consolidation include:

• One easy weekly, fortnightly or monthly repayment
• Often lower interest rates or total costs.
• Easier administration
• Possible reduction of loan term
• Enhancing your bottom line

Debt consolidation also gives your business the freedom to better forecast cashflow and other commitments.  By dealing with the one lender and a single loan structure, planning for future growth and cash requirements is simpler.

Additionally, debt consolidation can be successfully used to:

• Consolidate and refinance your revolving, term and equipment loans and structure the payments to match the income produced by it.
• Refinance your existing commercial real estate loan. Extending the term can lower your payments.
• Reduce the number of lenders and the number of outstanding financing facilities which typically reduces the administrative aspects of managing the loans.

The benefits of restructuring your commercial loans may include:

• Lower commercial interest rates mean savings to your bottom line and/or lower life of the loan or repayments.
• Increasing the amount of the loan can result in extra capital being available for important purchases.
• Extending the term of a loan can result in lower monthly repayments which helps with business cash flows.